Build and run your financial institution with more control.
Bankli brings credit, collateral, collections, capital and financial operations into one platform. Start with what you need and connect the systems you already use.
Built forGrowing lenders · Finance companies · Microfinance banks
Build. Finance. Control. Scale.
Credit to accounts
Follow a facility from application through repayment and accounting.
Control built in
Set authority, approvals and exceptions around how your institution operates.
Works with what you have
Connect Bankli to existing systems instead of replacing everything at once.
Why Bankli
One place to run the parts that need to work together.
Credit sits in spreadsheets, collateral in a filing cabinet, funding in someone's head, and the accounting system never sees the portfolio. Bankli keeps all of it on one record.
Start with what you need
Keep approvals under control
Works with your existing systems
What Bankli covers
Seven capability areas on one platform
Each area is useful on its own, and more useful once the others are connected to it.
Credit
Manage credit from application to repayment, with the decision history kept.
Collateral
Know what secures every facility, and whether the cover still holds.
Capital
Know where your funding came from and where it went.
Financials
Keep the accounts connected to the operation, with every balance traceable.
Control
Decide who can do what, and see what still needs attention.
Connect
Works with the systems you already use. Connect before you replace.
Intelligence
See what changed and why, with the records behind every answer.
Approvals and accounting
Know where every number came from.
Bankli applies your approval rules at the point of the transaction, then records the financial effect through your accounting rules.
- Approval limits and maker-checker applied in the flow of work.
- Exceptions raised as assignable items with an owner and an age.
- Journals raised from the underlying business events.
- A trial balance that ties back to the portfolio.
How Bankli works
Five steps, from setup to the financial position
- 01
Configure
Set up products, limits, approval authority and accounting rules.
- 02
Operate
Run origination, disbursement, repayments, collections and collateral.
- 03
Record
Each business event posts to the ledger as it happens.
- 04
Control
Breaches and approvals arrive as work with an owner and a date.
- 05
Explain
Open any figure and see the records that produced it.
Who it is for
Lenders, finance companies and microfinance banks
Lenders
Move off spreadsheets without disrupting the business.
Growing private lenders and lending companies
Read the solution →Finance companies
Run several products and teams without losing the thread.
Finance company CEOs and managing directors
Read the solution →Microfinance banks
Strengthen credit and collateral without replacing your core.
Microfinance banks operating an existing core
Read the solution →How Bankli treats AI
See what changed and why.
Bankli uses rules and thresholds for anything that affects a decision or a balance. Where the assistant makes a suggestion, you can open the information behind it.
- Rules and thresholds that produce the same result every time.
- Every figure traceable to the records behind it.
- An assistant that summarises, surfaces and explains.
- Limits on what the assistant can see and do.
See how Bankli works inside a financial institution.
Use a fictional finance company to explore credit, collateral, collections, funding, reconciliation and approvals. All information in the simulation is synthetic.
Synthetic data. Fictional institution. Not a live banking environment.